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Showing posts from December, 2022

Be Independent- Even when you come in your senior citizen zone!!!

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 Old Age Home term has gained popularity these days. I do not know why but more than those careless children I feel parents are also responsible for this. Do not take me wrong but what I wish to say here is that if parents can think about the future of their child why do they forget themself. And that too in an era where everyone respects one who is already stable. And not someone who had been there for help always. So, it is now the time to give importance to yourself and your partner. Let yourself be generous towards your life too. Start taking small initiatives for yourself and your loved better half. Begin simple and get extraordinary results because consistent effort over time makes you win in this game of life. There are many schemes and I bet if you start searching for yourself you will get one.  And that will lead you to a secure life. I do not say stop thinking for others as this will be more than selfish but just establish your importance. And do not let it fall as o...

Youth Needs A Planning - A Time Ahead

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Wishes are many but determinations are a few! So, be the one who is determined and looks ahead in life! Because you are in your best form today, no one knows the future. Future Planning is the key to being sure of funds available in your happy journey ahead. You would then enjoy life without any tension, looking back at your face. Why do I say so?  I say this because everyone is aware of what a youth is supposed to do. He is meant to enjoy it fully, as he has been waiting long to be an independent earner and a spendthrift  too. So, when this stage of being a livelihood earner comes to the youth, he is in such a phase where no suggestion can trap his wishes. And this is the point of attack by destiny! Destiny seems to come into play and unwraps the anxiety for the future. As soon as one realizes that he has nothing in a box for the future, he falls a victim to destiny. If you do not want karma to come to you and take revenge, you need to proceed ahead with good karma, which is ...

Consultation in Finance - A need in Indian Families

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 Indian families may have a family doctor but having a family finance consultant is quite difficult. This is not due to a lack of consultors in the country but the reason is we do not feel such a need. I suppose this may be the reason why a simple family is not able to save money for future endeavors.  A lot of awareness program is being run on social media platforms too. But a simple Indian family has such a mindset that does not let them trust. It is a common mindset and is not completely wrong either. I say so because there are many fraudulent in between the genuine ones. In this case, a consultor can get a chance to play the role of a helper who would guide them through finances. It would be better to trust a certified person rather than the ones who talk more and prove less. This would not only help our country grow but also create a job opportunity with higher demand. There are further many other benefits if one goes to a consultant. A consultant or an advisor would easi...

Consultation on Finances - A thought within a family

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Let us wake up from deep sleep of unawareness! Others are earning so much profit and we are being so negligent about a few things existing around us. Here, I am talking about mutual funds in general. What we wish to do is to try to SAVE our MONEY but without any guidance. We are always in fear of spending extra on any kind of consultation. This fear, I think is not directed right. The fear should not of consultancy fee as it is nominal but they must be of losing the opportunity of saving a handsome sum of money rather than spending a petty amount on consultancy. I think this is the right time to change some of our mentality regarding such investments. It is important to seek assistance if we are new to the field rather than trying things on our own. There are many benefits to it. Some I would like to quote here, for example, if we are under some guidance of experts it would be helpful to us if would like to enroll ourselves in any specific kind of savings. Second, we can also get th...